Rafael Hernandez-Pachon is a PhD candidate in Economics at the University of Zurich. His research interests include Development Economics, Economics of Education, & Applied Econometrics. He combines administrative data, experiments, & causal inference methods to study various topics, such as how transportation to school impacts primary school children in Bogotá, Colombia, & whether early investments in the education production function make later investments more productive for children in Ecuador. His recent work in Ghana explores social learning & decision-making in the microcredit market, examining how individuals adapt their behavior based on information about others. Before starting his PhD, Rafael worked at the Inter-American Development Bank on projects related to early childhood development & education in Latin America.