
Jiaqi Wang is a fourth-year PhD student in Economics at the University of Miami, working under the supervision of Stefania Albanesi. Her research sits at the intersection of urban economics, real estate finance, and macroeconomics, with a unifying interest in how market frictions, policy design, and technological change shape housing markets and household financial outcomes. Her current work spans three fronts: studying how spatially differentiated mobility fees affect housing prices and development incentives using a boundary discontinuity design; examining informal default and bankruptcy among financially distressed borrowers using individual-level credit bureau data; and investigating how AI occupational exposure amplifies the education premium in homeownership — a project that combines novel measurement of AI labour market shocks with large-scale microdata to trace the non-income pathways through which technology reshapes access to residential wealth. Across these projects, Jiaqi is particularly interested in developing new empirical measurements and leveraging quasi-experimental designs to identify causal mechanisms in real estate and household finance. Prior to her PhD, she completed a Master's in Econometrics and Quantitative Economics at Georgia Tech and a Bachelor's in Economics at Boston University, and has held research and consulting roles at Deloitte and Artefact.